When you pay too much for medical care, other bills suffer. When other bills suffer, you need to get a part-time job as a night watchman. When you're a night watchman, you get fired from your day job because you can't stay awake. And when you get fired from your regular job you end up becoming a mascot for a new sippy drink. Don't become a mascot for a new sippy drink. Get rid of traditional medical care and upgrade to DMC.